With over three decades of successful leadership experience in Mortgage and Lending industries, Joel’s experience encompasses all aspects of lending from Sales and Marketing through Operations and Secondary. Joel is quick to point out that, although past success builds a solid foundation, it’s the actions that we take today and those that we are putting in place for tomorrow, that will ensure a positive experience for teammates and clients alike. Joel is an active member of Rotary International and the Seattle Yacht Club.  He also holds a governor appointed role on the Washington State Board of Accountancy. A northwest native, Joel and his family spend a great deal of time outdoors, hiking, and sailing.