Skip is very passionate about helping home buyers navigate and understand the sometimes complex lending process. He takes an educational approach so that his clients can make an informed decision about the best type of loan for their individual circumstances, and why it may or may not make sense to exercise buy-down options to achieve a better interest rate and payment. Penrith is heavily invested in technology to make the lending process smoother, and to keep borrowers and realtor partners up-to-date.  We also deploy technology to keep the new homeowner appraised of future developments in their homes’ value and whether refinancing might make sense.  When it comes to responsiveness, local = better. Skip prides himself on responding to calls and emails quickly, even after hours and on weekends as needed. Skip’s ideal client is anyone looking to purchase a 1 to 4 unit property, or refinance an existing mortgage or home equity loan to better terms. He specializes in first-time home buyers, including those needing down-payment assistance; along with Veterans and Servicemembers looking to take advantage of their VA benefits. There are very few lending scenarios he cannot help with. Give Skip a call today to find out what it’s like to work with a true professional.